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Plus all the flexibility of private insurance.
Good news for seniors age 65 and over: You can now replace your Original Medicare coverage with a Medicare Advantage plan (also known as Medicare Part C).
Even better news? You can switch to a Medicare Advantage plan — even if you have preexisting conditions — from October 15 to December 7.
Medicare Advantage combines Part A (hospital coverage) and Part B (medical coverage) benefits into a single, convenient plan, so you don’t need multiple plans for different coverage needs.
Your Medicare Advantage plan sets a limit on costs that you pay out of pocket. Once you reach that cap, you pay nothing for covered services.
Many Medicare Advantage plans offer additional coverage for dental, vision, hearing and wellness programs like SilverSneakers, nutrition coaching and more.

With Health Maintenance Organizations (or HMO plans), you can choose a primary care physician to help coordinate your care within a network of doctors and hospitals.
With Preferred Provider Organizations (or PPO plans), you can visit any Medicare-approved doctor, whether they’re in or out of network, without a referral.
Prescription & over-the-counter health solutions.
Dental coverage or an annual allowance for reimbursement.
Vision & hearing coverage for services and exams.
Help with local resources, fitness, and care management.
Meals-at-home program delivering nutrition post hospital stays.
Mental health resources, support, and programs.